Financial Information

Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment. Please ask a member of our staff, and we will review our payment options to accommodate your financial needs. If special arrangements are needed, please talk to our office manager prior to receiving service.

Additionally, we will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

A Note on Care Credit

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Sunbit Financing

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Get Started


We accept all private insurances. If your insurance covers dental treatment, you will receive the benefit of reduced personal costs. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims as a courtesy to you. Please remember that dental insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

To help us with your insurance filing, please complete the insurance questions in your new patient paperwork.

Insurances we currently accept are as follows:

  • Aetna
  • Assurant/Sunlife/Connection Dental
  • Ameritas
  • BCBS
  • FEP Blue Dental/Anthem,Benefit Soure/TDA
  • Cigna
  • Carrington
  • Delta Dental
  • Dentemax
  • GEHA
  • Guardian,Humana
  • MetLife
  • Prinicpal
  • United Concordia
  • United Health Care

Insurance Plans Accepted

Dental Insurance Accepted from Albuquerque and Rio Rancho Employers

Our Rio Rancho pediatric dental practice happily accepts all private insurance and cash payments for your child’s dental needs, including the following below. If your insurance is not located below, please contact our office as we are always looking to broaden our group of insurance providers:


  • Delta Dental
  • Metlife
  • Blue Cross Blue Shield
  • Cigna
  • United Concordia
  • Aetna
  • Private insurance through local employers like Intel and General Mills
  • Cash discounts for patients with no insurance

We are happy to work with your private insurance company through every procedure so you receive the most affordable options for your child’s best oral health. Unfortunately, we do not take any state funded insurances such as ACS, Presbyterian, Lovelace, or Molina Salud at this time. If you would like to use these insurances, please contact our affiliate office Smiles for Kids Dentistry at (505) 892-9010.